The trade-off
SWP still has residual
Annuity-style income about ₹50,000 a month, capital treated as exchanged. SWP pays ₹50,000 and may leave ₹1.43 Cr.
Annuity vs SWP
₹
₹ per month
years
% per year
% per year
What this calculator is
Places a level annuity-style payout next to an SWP from the same corpus, so the trade-off (certainty versus leftover capital) is visible.
How to read the result
Annuity tiles assume the capital is exchanged for income. SWP tiles keep a residual corpus that can run out. Tax and inflation treatment here is simplified.
Please keep in mind
Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.
What else you can use
Annuity monthly
₹50,000
Annuity residual
₹0
Assumed exchanged for income
SWP withdrawn
₹1.20 Cr
SWP leftover
₹1.43 Cr