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Goal planner

Choose a starting point — you can adjust every field.

A label for your own reference. Nothing is stored.

₹ today
years
% per year

Inflation raises the future cost of the goal over time.

₹ set aside
₹ per month

What you plan to set aside each month for this goal.

% per year

Used only to illustrate how savings and contributions may grow.

What this calculator is

Turns a named goal into two numbers: what it may cost later, and whether your current saving pace is in the same neighbourhood.

How to read the result

The hero figure is the inflated goal. The tiles show what your plan may build and any gap. Change inflation or return one at a time — the gap moves more than most people expect.

Please keep in mind

Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product. It does not choose a product or say the goal will be met.

What else you can use

Future cost of Children's education

₹35.8 L

Your current plan may build ₹27.6 L — an indicative gap of ₹8.19 L. Another ₹4,448 a month would close it on these assumptions.

On your plan

₹27.6 L

Indicative gap

₹8.19 L

Monthly indicated

₹19,448

To fund the goal from today's savings

Goal in today's money

₹20.0 L

The future figure after 6% inflation

How your plan may build toward the goal

Money put inIllustrative total
₹0₹6.91 L₹13.8 L₹20.7 L₹27.6 LStartYr 2Yr 4Yr 6Yr 8Yr 10

Year by year

Goal plan year-by-year illustration
YearPut inGrowthTotal
1₹1,80,000₹7,994₹1,87,994
2₹3,60,000₹23,597₹3,91,591
3₹5,40,000₹40,496₹6,12,087
4₹7,20,000₹58,797₹8,50,884
5₹9,00,000₹78,617₹11,09,501
6₹10,80,000₹1,00,081₹13,89,582
7₹12,60,000₹1,23,329₹16,92,911
8₹14,40,000₹1,48,505₹20,21,416

How we calculate this →

Related reading

Ready to put a plan into action?

This calculator is illustrative only. When you are ready to start a SIP through North Horizon, register on our partner platform.