Value after 15 years
₹41.8 L
You would put in ₹18.0 L and the remaining ₹23.8 L would come from compounding — 57% of the final amount on these assumptions.
SIP calculator
₹ per month
years
% per year
An assumption you are choosing — not a rate anyone can promise.
What this calculator is
A way to see how a regular monthly contribution and an assumed return can add up over time — your own money first, then compounding.
How to read the result
The navy line is the illustrative total. The teal line is only what you put in. Early years the two stay close; later, growth can overtake contributions if the assumed rate holds. That crossover is about time, not a promised return.
Please keep in mind
Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.
What else you can use
Total invested
₹18.0 L
Growth
₹23.8 L
In today's money
₹17.4 L
After 6% inflation for 15 years
Try a 10% step-up
₹32.6 L
Extra you would end up with versus a flat SIP
How your SIP may grow over time
Capital investedTotal value
Year by year
| Year | Invested | Growth | Closing |
|---|---|---|---|
| 1 | ₹1,20,000 | ₹6,703 | ₹1,26,703 |
| 2 | ₹1,20,000 | ₹19,970 | ₹2,66,673 |
| 3 | ₹1,20,000 | ₹34,627 | ₹4,21,300 |
| 4 | ₹1,20,000 | ₹50,818 | ₹5,92,118 |
| 5 | ₹1,20,000 | ₹68,706 | ₹7,80,824 |
| 6 | ₹1,20,000 | ₹88,465 | ₹9,89,289 |
| 7 | ₹1,20,000 | ₹1,10,294 | ₹12,19,583 |
| 8 | ₹1,20,000 | ₹1,34,410 | ₹14,73,993 |
Related reading
Ready to put a plan into action?
This calculator is illustrative only. When you are ready to start a SIP through North Horizon, register on our partner platform.