Emergency-fund target
₹2.70 L
₹2.20 L still to set aside. Evenly over 6 months that is about ₹36,667 a month — a planning sketch, not a product.
Emergency fund calculator
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Rent, food, utilities, school fees, insurance premiums — what you cannot switch off.
months of cover
Salaried with stable income: three to six. Variable income or single earner: six to twelve. You decide.
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What this calculator is
A sizing guide for cash you can reach quickly — months of essential expenses, not an investment return.
How to read the result
The hero is the target. The gap is simply target minus what you already have. The chart is a straight build-up, not compounding.
Please keep in mind
Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product. It does not tell you where to hold the money or that everyone needs the same number of months.
What else you can use
Already saved
₹50K
Indicative gap
₹2.20 L
Months of cover
6
Monthly to close
₹36,667
If you built the gap evenly over the cover period
Building your buffer over time
SavedTarget