Remaining corpus
₹10.7 L
On these assumptions the corpus lasts the full 20 years. You would have withdrawn ₹96.0 L.
SWP calculator
₹
₹ per month
years
% per year
An assumption — actual returns vary and can be negative.
% per year
Increases the monthly withdrawal once each year. Set to 0 for a flat withdrawal.
What this calculator is
Shows how a starting corpus, a monthly withdrawal and an assumed return interact — including when the money may run out.
How to read the result
If the navy line (withdrawn plus what is left) stays above the starting corpus, assumed growth is more than keeping pace. If the remaining-corpus tile hits zero, the period is longer than the money on these assumptions.
Please keep in mind
Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product. This is not a safe withdrawal rate or a retirement-income promise.
What else you can use
Total withdrawn
₹96.0 L
Illustrative growth
₹56.7 L
Starting corpus
₹50.0 L
₹40,000 a month to begin with
Left in today's money
₹3.35 L
After 6% inflation over the period
How withdrawals and growth may interact
Starting corpusWithdrawn + remaining
Year by year
| Year | Opening | Withdrawals | Closing |
|---|---|---|---|
| 1 | ₹50,00,000 | ₹4,80,000 | ₹49,17,000 |
| 2 | ₹49,17,000 | ₹4,80,000 | ₹48,27,112 |
| 3 | ₹48,27,112 | ₹4,80,000 | ₹47,29,763 |
| 4 | ₹47,29,763 | ₹4,80,000 | ₹46,24,334 |
| 5 | ₹46,24,334 | ₹4,80,000 | ₹45,10,154 |
| 6 | ₹45,10,154 | ₹4,80,000 | ₹43,86,498 |
| 7 | ₹43,86,498 | ₹4,80,000 | ₹42,52,578 |
| 8 | ₹42,52,578 | ₹4,80,000 | ₹41,07,543 |