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Healthcare cost calculator

₹ per year
years
% per year

Often higher than general CPI — you choose the assumption.

What this calculator is

Projects a medical-cost or premium figure at a healthcare-specific inflation rate, which is often higher than general CPI.

How to read the result

The hero is the future annual cost. Compare it with today’s sum insured or surplus. This is not an insurance quote.

Please keep in mind

Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.

What else you can use

Cost after 25 years

₹2.74 L

₹40,000 a year today becomes ₹2.74 L later — about ₹22,828 a month. This is not an insurance quote.

Today

₹40K

Increase

₹2.34 L

Monthly then

₹22,828

Multiple

6.8×

Healthcare inflation over time

Today's costInflated cost
₹0₹68K₹1.37 L₹2.05 L₹2.74 LTodayYr 5Yr 10Yr 15Yr 20Yr 25

How we calculate this →