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Lumpsum calculator

₹
years
% per year
% per year

What this calculator is

A one-time amount left to grow at an assumed rate — the other half of the SIP-versus-lumpsum question.

How to read the result

Teal stays flat (you invested once). Navy is the illustrative value. “Today’s money” shows what that future figure might buy after inflation.

Please keep in mind

Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.

What else you can use

Value after 15 years

₹22.3 L

You put in ₹5.00 L once. ₹17.3 L would come from compounding — 78% of the final amount on these assumptions.

Amount invested

₹5.00 L

Growth

₹17.3 L

In today's money

₹9.29 L

After 6% inflation

Multiple

4.5×

How a lumpsum may grow over time

Capital investedTotal value
₹0₹5.57 L₹11.1 L₹16.7 L₹22.3 LStartYr 3Yr 6Yr 9Yr 12Yr 15

How we calculate this →

Ready to put a plan into action?

This calculator is illustrative only. When you are ready to start a SIP through North Horizon, register on our partner platform.