Real return after tax and inflation
-1.0%
On these assumptions purchasing power shrinks even if the quoted rate looks positive.
Real return calculator
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What this calculator is
Strips a quoted rate down to what may remain after tax and inflation — the figure that actually changes your purchasing power.
How to read the result
A 7% FD can be a small or negative real return after tax and 6% inflation. Equity’s higher assumed nominal is not “free” — it is compensation for uncertainty.
Please keep in mind
Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.
What else you can use
Quoted rate
7.0%
After tax
4.9%
Inflation used
6.0%
Eaten by inflation
5.9%