Illustrative XIRR
-6.6%
The annualised rate that links money going in (₹10.6 L) to the final value you entered. Timing matters — that is the difference from CAGR.
XIRR calculator
₹
₹ per month
₹
years
What this calculator is
An annualised return that respects when money went in and came out — closer to a real investing experience than CAGR.
How to read the result
Negative cash flows are money you put in. The last positive flow is what you have (or took out). XIRR is the rate that makes those flows net to zero.
Please keep in mind
Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.
What else you can use
Money put in
₹10.6 L
Final value
₹8.00 L
Gain or gap
₹2.60 L
Period
8 years