Insights
Money & market context
Context for what is happening in markets and the economy — without telling you what to buy, sell or predict.
Context, not calls
These pieces explain what developments may mean — and what they do not necessarily mean — for someone thinking long term.
They are not trading instructions, market forecasts or personalised recommendations.
What you will find here
- What falling markets may mean for long-term investors — and when a fall is a reason to review rather than react.
- What interest rate changes can mean for borrowers, savers and debt investors.
- Why an asset performing well, such as gold, is not by itself a reason to own more of it.
Library
Money & Market Context
When Markets Fall, What Should a Long-Term Investor Do?
What long-term investors can consider when markets fall — when to stay the course, when to review, and what to avoid.
Manander Singh · Reviewed by Manander Singh · 2026-08-27
Read →When Interest Rates Change, What Actually Changes for Your Money?
Interest-rate changes affect borrowers, savers and investors differently. Understand how changes in rates can flow through loans, deposits, debt investments and household finances.
Manander Singh · Reviewed by Manander Singh · 2026-08-27
Read →Gold Is Rising. Does That Mean You Should Own More Gold?
Gold has attracted attention after strong price performance. But does a rising gold price mean you should own more? Understand gold's role, risks and place in a broader portfolio.
Manander Singh · Reviewed by Manander Singh · 2026-08-27
Read →The RBI Raised Rates. What Actually Changes for Your Loan?
The RBI raised the repo rate on 7 October 2026. Here is, in plain language, what that can change for your EMI, your deposits and your plan, and what it doesn’t.
Manander Singh · Reviewed by Manander Singh · 2026-10-12
Read →The Top 5 Small Cap Funds by 1-Year Returns: Stars of Yesterday or Tomorrow?
If you search for the best small-cap mutual funds, one of the easiest things to do is sort funds by their 1-year return. The highest return appears at the top. And that makes the decision feel simple. But there is a problem.
Manander Singh · Reviewed by Manander Singh · 2026-10-04
Read →Gifting Mutual Funds to a Child
Gifting investments to a child can be a meaningful way to build long-term wealth for the next generation. But gifting mutual fund units is not quite the same as simply transferring money from one bank account to another.
Manander Singh · Reviewed by Manander Singh · 2026-09-21
Read →Not sure where to begin?
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