Projected EPF balance
₹77.0 L
Employee ₹4,800 and employer-to-EPF ₹3,551 each month, plus ₹1,250 sketched as EPS (wage ceiling applied). Simplified.
EPF calculator
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years
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% per year
Change this when EPFO publishes a different rate.
What this calculator is
Projects an EPF-style balance using employee and employer contributions and an interest rate you can change from the current widely published figure.
How to read the result
EPS and the wage ceiling are simplified. The hero is the projected EPF corpus, not a combined social-security entitlement.
Please keep in mind
Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product. EPFO rates, ceilings and rules change.
What else you can use
From new contributions
₹51.1 L
Grown existing balance
₹25.9 L
Your monthly 12%
₹4,800
EPS sketch
₹1,250
On wage up to ₹15,000
A simplified EPF path
Balance + contributionsProjected EPF