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NPS calculator

₹ per month
years
% per year
%

Optional illustration only — not your tax computation.

What this calculator is

An educational split of an NPS-style corpus into a lump-sum portion and an annuity portion, using the commonly cited 60/40 exit picture.

How to read the result

The hero is the projected corpus. Tiles separate what you might take as a lump sum from what might buy an annuity. Exit rules and tax treatment change — check current PFRDA and tax rules before acting.

Please keep in mind

Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product. Not tax advice or an NPS product illustration from a pension fund.

What else you can use

Projected corpus

₹1.34 Cr

Split here as 60% lump sum and 40% annuity — a commonly cited picture, not a promise of current or future PFRDA rules.

Lump sum (gross)

₹80.3 L

Lump sum after tax assumption

₹80.3 L

Annuity corpus

₹53.5 L

Illustrative annuity

₹26,758/mo

At a 6% annuity-rate assumption

How the NPS-style corpus may build

ContributionsCorpus
₹0₹33.4 L₹66.9 L₹1.00 Cr₹1.34 CrStartYr 5Yr 10Yr 15Yr 20Yr 25

How we calculate this →