One more year calculator

What this calculator is

Quantifies three effects of delaying retirement by a year: extra contributions, extra growth, and one fewer year of withdrawals.

How to read the result

The hero is the change in gap. A smaller gap does not mean working longer is right — only that time is doing a lot of the work.

Please keep in mind

Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.

What else you can use

• Retirement gap →
• Retirement corpus →