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Retirement gap calculator

₹
years
₹
₹ per month

What this calculator is

A shorter view of the same arithmetic: what you may need, what you may build, and the difference.

How to read the result

Treat a surplus as slack in the assumptions, not as permission to spend more. Treat a gap as a prompt to change the plan, not a verdict.

Please keep in mind

Figures are illustrative, based only on the assumptions you type. They are not a forecast, guarantee, tax computation or a recommendation to buy any product.

What else you can use

Indicative gap

₹44.3 L

Need ₹2.69 Cr. On track for ₹2.25 Cr. Inflation 6%, saving return 10%, draw return 7%.

Corpus needed

₹2.69 Cr

On track to build

₹2.25 Cr

SIP that would close it

₹20,788

Expenses at retirement

₹1,92,428

What the current plan may build

Money put inProjected corpus
₹0₹56.2 L₹1.12 Cr₹1.69 Cr₹2.25 CrStartYr 4Yr 8Yr 12Yr 16Yr 20

How we calculate this →